| |
|
Easy adaptation and localization for new country environment and laws
The Credit Bureau system allows having custom configured system in accordance with local requirements. It mainly concerns data submission to the database, identification patterns, credit reporting products, borrower’s monitoring, MIS reporting, invoicing and others, which need to comply with country-specific laws and regulations.
Flexible configurability and manageability
The system is designed based on software modularity approaches which allow having separate components with strong interoperability features. Each component itself is enhanced with configurability and manageability which enable to perform necessary customizations in the system.
Similarity identification probabilistic methods
Credit Bureau Solution assumes three levels of data subjects' identification, which consolidates data subjects firstly for the same data provider, secondly between data providers of the same activity area, and finally between different areas. As a result, corresponding similarity matrixes are formed where each element shows the similarity rate between two different objects.
High productivity, scalability and reliability
The clustering approach used for the system architecture ensures high productivity, scalability, redundancy and reliability. Productivity is achieved through parallelizing data processing and analysis flows consequently providing real-time access to the system database. Scalability enables increasing the calculative power in a way of adding more operational resources (servers) without affecting infrastructural changes. Redundancy is reached via interchangeability and duplication of cluster components, opposite to ensuring reliability of each component via redundancy of its subcomponents. And finally, Reliability is resulted from the system scalability and redundancy features.
Cost-Effectiveness
Credit Bureau Solution is a cross-platform system which supports both Linux and Windows operating system environments. The recommended platform is a Linux-based framework completed with Apache web server, MySQL database system and PHP scripting language. All the listed systems are free and open source software solutions and don’t require any additional licensing fees and expenses, thus making our solution cost-effective.
|
|
|---|
|
